FAQs

General Questions For Business Loans

Whether you are new to business, experiencing a slowdown, need funds to ensure cash flow, access to working capital, hire new employees, buy new equipment, or expand your business, no matter what your business plans and needs are, our Business Loans can help you get quick funds when you need them the most. Tata Capital’s Business Loans are designed to meet your financial needs with flexible repayment options and customisable loan options to keep you growing your business. Getting money to meet your immediate need is simple, secure, and easy with our unsecured Business Loans.
To obtain the loan, there is absolutely no need to provide any security or collateral.
You can repay your loan over a period of 12 to 48 months
You are eligible for a Business Loan if you:
Are between 25-65 years of age
Have business that shows a profit for the last three consecutive financial years
Have business that shows an upward turnover trend
Are able to show balance sheet that is audited by a registered Chartered Accountant.
Yes, you can get a Business Loan without any collateral or security.

General Questions For Business Loans

Home Loan is a secured loan given by a bank against the security/hypothecation of an underlying property. In the event of failure to repay by the borrower, the bank can, subject to laws of India, attach/sell the underlying property and recover the principal amount and any outstanding interest thereon. A home loan can be availed for buying an under-construction property, resale property or even to construct a house on a vacant piece of land.
Loanswealth will work with the banks to try and get you the loan within 7 to 15 working days of submitting completed documents.
HOME LOAN DOCUMENTS REQUIRED IN HYDERABAD
Completed Home loan application
3 passport size photographs (including those affixed in loan application)
Proof of identification: Electoral ID Card / Passport / Driving License / PAN card.
Proof of residence: Electoral ID Card / Passport / Electricity Bill / Telephone Bill.
Proof business address, in case of non- salaried borrowers
Statement of bank account for the last six months
Signature identification from present bankers
Personal Assets and Liabilities Statements in Bank’s standard format.
Brief write up of securities charged in respect of other loans availed from our Bank/other
Banks/ Auto & Housing Loan Companies /other sources.

General Questions For Personal Loans

In this Digital age, our loan application can be completed with minimal documentation if you have access to a scanning machine.
You can apply for a personal loan using our online application form. The form is easy to fill up and complete! There are many helpful instructions while filling it. If you encounter any problems, you can always contact our customer service and speak to one of our executives.